Kreko

Kreko Line

Level up with Kreko.

You start without paying upfront, with goods on consignment. Every on-time payment grows your credit, and after 6 months in good standing you can move up to your own Kreko Store.

I want my Kreko Line
  1. Digital Bodega

    Start

    US$200

    in goods, no upfront payment

  2. On-time payments

    Growth

    + credit

    every time you pay on time

  3. Graduation

    Clean record

    6 months

    paying on time

  4. Your goal

    Kreko Store

    Credit line

    US$2,000

    credit line for your inventory

Every on-time payment brings you closer to your own Kreko Store.

  1. Digital Bodega

    Start

    US$200

    in goods, no upfront payment

    You start with 10 orders on consignment: you only pay for what you've sold.

    • Starting credit of 10 orders
    • Pay for what you sold to release your next delivery
    • Deliveries to your home on Tuesdays and Fridays
  2. On-time payments

    Growth

    + credit

    every time you pay on time

    Your credit grows as you pay it.

    • More orders per delivery
    • Paying the day you collect protects your money
    • At least 5 orders per delivery
  3. Graduation

    Clean record

    6 months

    paying on time

    With a clean record you can apply for your own Kreko Store.

    • Payment history with no delays
    • Access to credit to open your Kreko Store
    • Support for the next step
  4. Your goal

    Kreko Store

    Credit line

    US$2,000

    credit line for your inventory

    A line with our partners that grows as you pay it.

    • Up to US$2,000 to stock your store
    • Pay as you sell or once a week
    • Kreko brand, system, and supplier network

How it works

Your punctuality is your credit history.

  1. 1

    You start without paying upfront

    You get your first 10 orders on consignment. You only pay Kreko for what you've already sold.

  2. 2

    You pay on time and your credit grows

    Ideally, pay the same day you collect. Every on-time payment releases your next delivery and grows your credit.

  3. 3

    You move up to your Kreko Store

    After 6 months paying on time you can apply for credit for your own store, with a line of up to US$2,000.

Your record

How your credit grows (and how to protect it)

Punctuality weighs the most. Since credit is indexed to the BCV rate, paying the day you collect also protects your money.

Grow your credit

  • Paying the same day you collectAdds most
  • Paying your deliveries on timeAdds
  • Keeping at least 5 orders per deliveryAdds
  • Recording your sales in the systemAdds

Slow your credit

  • Paying lateDoesn't add
  • Leaving orders unsettledSubtracts
  • Having overdue debtPauses credit

Reference terms for Venezuela. They may vary by country and your business evaluation.

I want my Kreko Line

FAQ

Questions about credit

The same answers our team gives you on WhatsApp. Answers are in Spanish.

Terms for Venezuela. They may vary in other countries.

Have another question?

Ask us on WhatsApp

Ready to level up?

Start with your Digital Bodega or your Kreko Store and let your punctuality do the rest.

I want my Kreko Line