A control and financing model for LATAM retail
Restock. Sell. Grow.
Kreko turns the real inventory turnover of thousands of stores into B2B credit. Stores restock their business intelligently and guarantee payment for their inventory.
- A credit line to stock your business that grows as your business needs it.
- Direct negotiation with manufacturers to get the best terms on the market.
- AI agents running on real point-of-sale data. They manage orders, pricing, and portfolio.
- Stores connect to new sales channels (marketplaces, delivery) to grow their revenue.
Mini Market San Rafael
LATAM · Neighborhood store
Kreko Score
Pre-approved limit
$2,100 USD
≈ 7 days of inventory
Risk level
Low
- Inventory turnover92
- Sales consistency86
- Supplier payment record97
Updated 2 min ago · 50+ point-of-sale signals
Infrastructure for the entire retail chain
- FMCG distributors
- Consumer brands
- Wholesalers
- Neighborhood stores
- Mini markets
- Pharmacies
Kreko franchise
Stores don't fail for lack of sales. They fail for lack of control.
600,000+stores close every year in LATAM
That's why we built the Kreko franchise: the full infrastructure to run your store with the discipline of a large chain, while it stays yours.
Two ways to become a franchisee
Choose how you want to open your store.
Your store, with the Kreko brand and network
You stay the owner and run your store. Kreko gives you the brand, the system, credit, and the supplier network. Your sign keeps your name with the Kreko Franchise Network seal.
Ideal if you have a space and want to grow backed by a network.
- Kreko signage and store organization
- Tablet with point-of-sale system and cameras
- Inventory credit line of up to US$2,000
- Better prices through the network and support from opening day
Sell from home to your neighbors
Your neighbors order, Kreko brings exactly that, and they pick it up at your home. You receive goods on consignment: you only pay for what you've already sold.
Ideal for starting without a store and without paying upfront.
- Goods on consignment, no upfront payment
- 200+ everyday products
- Deliveries to your home on Tuesdays and Fridays
- Starting credit of 10 orders that grows as you pay on time
Everything you get as a franchisee
Branding
Kreko brand, storefront, and signage that build trust in your neighborhood from day one.
Systems
Integrated point of sale, inventory, and cash register. Know what you sell and earn, every day.
Technology
AI agents that tell you what to buy, what price to sell at, and when to restock.
Supply
Buy with the power of the whole network and direct access to partner distributors.
Working capital
An inventory credit line based on how your store turns stock, repaid from your sales.
Support
A team that backs you through opening and day-to-day operations.
Kreko Line · Inventory credit
Your credit grows with your business.
You start with goods on consignment, and every on-time payment grows your credit. After 6 months in good standing you can move up to your own Kreko Store, with a line of up to US$2,000.
Digital Bodega
Start
US$200
in goods, no upfront payment
You start with 10 orders on consignment: you only pay for what you've sold.
- Starting credit of 10 orders
- Pay for what you sold to release your next delivery
- Deliveries to your home on Tuesdays and Fridays
On-time payments
Growth
+ credit
every time you pay on time
Your credit grows as you pay it.
- More orders per delivery
- Paying the day you collect protects your money
- At least 5 orders per delivery
Graduation
Clean record
6 months
paying on time
With a clean record you can apply for your own Kreko Store.
- Payment history with no delays
- Access to credit to open your Kreko Store
- Support for the next step
- Your goal
Kreko Store
Credit line
US$2,000
credit line for your inventory
A line with our partners that grows as you pay it.
- Up to US$2,000 to stock your store
- Pay as you sell or once a week
- Kreko brand, system, and supplier network
How it works
Your punctuality is your credit history.
- 1
You start without paying upfront
You get your first 10 orders on consignment. You only pay Kreko for what you've already sold.
- 2
You pay on time and your credit grows
Ideally, pay the same day you collect. Every on-time payment releases your next delivery and grows your credit.
- 3
You move up to your Kreko Store
After 6 months paying on time you can apply for credit for your own store, with a line of up to US$2,000.
Your record
How your credit grows (and how to protect it)
Punctuality weighs the most. Since credit is indexed to the BCV rate, paying the day you collect also protects your money.
Grow your credit
- Paying the same day you collectAdds most
- Paying your deliveries on timeAdds
- Keeping at least 5 orders per deliveryAdds
- Recording your sales in the systemAdds
Slow your credit
- Paying lateDoesn't add
- Leaving orders unsettledSubtracts
- Having overdue debtPauses credit
Reference terms for Venezuela. They may vary by country and your business evaluation.
I want my Kreko LineSuccess stories
Real stores already growing with Kreko.
Neighborhood entrepreneurs who run on data, buy smarter, and access working capital.
With Kreko I've been able to have a stable job and even buy a motorcycle. My store grew more than I ever imagined.
Sheryli Caballero
Buen Día Trinidad · Bogotá · Trinidad
24%
Profit margin
A store that grows lifts its whole neighborhood.
Community impact
Fairer prices
Local jobs
Everything close to home
Our story
We run neighborhood stores every day. We know what it takes to open the gate, balance the till, and grow a business. That's why we built Kreko from behind the counter, not from an office.
Kreko founders
FAQ
What people ask us most.
The same answers our team gives you on WhatsApp. Answers are in Spanish.
Terms for Venezuela. They may vary in other countries.
Have another question?
Ask us on WhatsApp